About HOYAPAY

HOYAPAY is built for individuals with "secure, clear, and easy to use" at its core. We help you complete daily payments, cross-border transfers, and fund management. We simplify complex processes into intuitive operations, making every transaction safer and more predictable.

Security First
Intuitive Design
Cross-Border Friendly
HoyaPay Users

WHAT WE DO

Making Cross-Border Funds Flow Intuitively & Trustworthy

HOYAPAY builds on compliance, security, and scalability to create more predictable payment processes, reducing cross-border friction so you can focus on life and what matters.

Local Funding, Digital Asset Connection

Purchase or sell digital assets through locally available methods, converting everyday funds into forms usable across borders as the foundation for future payments and usage.

Daily Crypto Payments

Use digital assets for online and in-store spending, moving beyond trading platforms into everyday payment scenarios with seamless integration.

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Intuitive Cross-Border Usage

Using digital assets as intermediaries, complete payments across regions with consistent and intuitive experience throughout.

USD Account Built for Cross-Borders

Centralize fund management through USD accounts, supporting conversions between USD and USDT/USDC for enhanced cross-border payment flexibility.

Compliance & Security

Trust and security are the core foundation of HOYAPAY. We follow international compliance requirements, combining industry-level security technology with risk management mechanisms to ensure funds and data are properly protected throughout each usage point.

Compliance Framework

Establish policies and processes following international regulatory standards to ensure long-term service stability.

KYC / AML

Multi-layer identity verification and risk monitoring to reduce transaction and account risks.

Institutional-Grade Protection

Deploy Fireblocks-level asset security architecture to strengthen private key and fund protection.

Active Control

Support card freezing, transaction management, and real-time notifications for enhanced daily security.

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Unlimit
Bridge
Alchemy Pay
Chainalysis
Fireblocks
Sumsub
Unlimit
Bridge
Alchemy Pay
Chainalysis
Fireblocks

HOYAPAY App Advantages

From daily payments to cross-border transfers, HOYAPAY provides more intuitive operations and clearer fund status, letting you manage payments, receipts, and transaction history all in one app.

Smoother Payments & Transfers

Simplified workflows and clear status indicators make every transaction stable and consistently smooth.

Transparent Cross-Border Transactions

Clear visibility of fees and processes reduces uncertainty in cross-border operations.

Better Fund Control

Centralized fund activity display and transaction history help you stay on top of spending and transfers at all times.

Frequently Asked Questions (FAQ)

Everything you might want to know about HOYAPAY.

View More Questions
How compliant and secure is HoyaPay?
How do I apply for a HoyaPay Virtual Mastercard?
What types of payments can my USD virtual account receive?

Ready to Get Started?

Join HoyaPay now and experience safer cross-border payments

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