HOYAPAY
USDⒽ Rewards (Platform Points)

Complete actions. Collect USDⒽ rewards.

Deposit, activate your card, or spend with HoyaPay to collect platform reward points. Eligibility, rates, and use cases are subject to what is shown in the App.

Eligibility, thresholds, rates, caps, validity, issuance timing, and applicable scenarios may change. The latest information shown in the App shall prevail.

Download AppView Campaign Rules

Campaigns

As shown in the App
🌐

First Deposit (Wise / PayPal)

Invite friends to complete their first deposit via designated channels, and both you and your friends can collect fixed rewards.

Up to 7.5 USDⒽ
✓
Eligibility
Friend completes KYC and makes first deposit via designated Wise / PayPal channel
✓
Distribution
Referrer up to 7.5 USDⒽ; referee up to 5 USDⒽ (as shown in the App)
💳

Card Referral Rewards

Invite friends to successfully apply for and activate a virtual card, and you can collect corresponding referral rewards.

Up to 40% USDⒽ
✓
Calculation
Friend completes virtual card application + activation
✓
Distribution
Calculated by tier rules (including second-tier rewards if applicable, as shown in the App)
🛒

Card Spending Rewards

Use a HoyaPay card to complete eligible spending and collect rewards based on tier.

Up to 0.25% USDⒽ
✓
Conditions
Use designated cards for eligible spending (counted upon successful settlement)
✓
Anti-abuse
Platform will check abnormal transactions, circular spending, and duplicate registrations

Eligibility, rates and reward forms are subject to what is shown in the App.

How to Participate

1
✅

Complete Tasks

Follow campaign rules to complete actions

2
🎁

Collect USDⒽ

Issued to your account after review

3
💰

Use in Platform

Offset service fees or card spending

How to Use USDⒽ

In-app use cases

🏷️

Fee offsets

May be used to offset certain platform service fees (as shown in the App).

📌

Card-related offsets

Some card-related or feature fees may be eligible for offsets (campaign-dependent).

🎯

Campaign participation

May be used for tasks, campaigns, or upgrades in eligible campaigns (as shown in the App).

⭐

Member benefits

Some benefits and rules may vary by membership level.

USDⒽ is platform reward points. It is not cash, not fiat currency, not a crypto asset, and not an investment product. Convertibility, withdrawal, or transfer is not guaranteed. Usage is limited to eligible in-app scenarios as shown in the App.

Start Collecting USDⒽ Rewards

Download the App to view full campaign details and start collecting

Download App

Frequently Asked Questions

Not fiat currencyNot a crypto assetNot an investment productRules shown in App

USDⒽ is platform reward points within HoyaPay. It is not cash, not fiat currency, not a crypto asset, and not an investment product. Convertibility, withdrawal, or transfer is not guaranteed. Usage is limited to eligible in-app scenarios as shown in the App. Eligibility, thresholds, rates, caps, validity period, issuance timing, and applicable use cases may change. The latest information displayed in the App shall prevail.

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