HOYAPAY BUSINESS · Fiat collection & stablecoin settlement

Collect fiat funds, settle in stablecoins, or remit to local corporate accounts.

HoyaPay helps Asian cross-border businesses manage collection and settlement workflows after completing KYB review. Companies can collect fiat funds and, subject to business needs and review outcome, convert to USDT / USDC or remit to local corporate fiat accounts in supported markets.

BUSINESS SETTLEMENT FLOW
01
Fiat collection
Inbound fiat funds
02
KYB review
Compliance check
03
Stablecoin settlement
USDT / USDC payout
04
Local corporate payout
Local fiat to corp account
CORE CAPABILITIES

Four cross-border collection and settlement capabilities for businesses

Collect cross-border revenue in fiat

After KYB and business-scenario review, receive foreign currency via approved settlement routes

  • Activated after KYB and business-scenario review
  • Receive USD and other major foreign currencies
  • For cross-border e-commerce, trade, and service fee collection

Settle in USDT / USDC

Convert fiat funds into stablecoins based on business needs and review outcome

  • Available after KYB and transaction review
  • Settled to designated corporate wallets approved during review
  • On-chain transactions traceable via tx hash

Remit to local corporate fiat accounts

Local fiat settlement routes for APAC markets, subject to review outcome

  • Hong Kong HKD / Singapore SGD / Philippines PHP / Vietnam VND / Thailand THB
  • Complete reconciliation records provided
  • Suitable for tax records and day-to-day operations

Compliance review based on company information

Assessed by business nature, source of funds, and destination

  • All corporate clients must complete KYB review
  • Review timeline depends on company data completeness, business scenario, and risk requirements
  • HoyaPay reserves the final decision on whether to provide services

One inbound fiat, three settlement options

Choose the settlement route that matches business needs and review outcome

DEPOSIT
USD
FIAT IN
PATH A

Home-country fiat payout

For: tax records and domestic operations

USD / FX → home-country fiat

Example: an HK-registered company settles to HKD into a HK account

PATH B

Recipient-country local currency

For: paying overseas suppliers and contractors

USD / FX → local fiat of the recipient country (HKD / SGD / PHP / VND / THB)

Example: pay a Philippine contractor in PHP

PATH C

Stablecoin settlement

For: ad spend, overseas services, treasury management

USD / FX → USDT / USDC into a designated corporate wallet

Example: pay overseas KOLs and SaaS subscriptions

APAC

APAC settlement support

Subject to KYB review and business scenario, HoyaPay can support settlement needs in the following markets

Hong Kong
HKD
Local corporate account settlement route
Singapore
SGD
Local corporate account settlement route
Philippines
PHP
Local corporate account settlement route
Vietnam
VND
Local corporate account settlement route
Thailand
THB
Local corporate account settlement route

Service availability is determined by KYB review, company background, transaction purpose, and supported route.

KYB business process

From inquiry submission to live settlement, in four stages

01

Submit business inquiry

Fill in the form below with company details, business type, and target markets.

02

KYB and business-scenario review

The HoyaPay team assesses company background, source of funds, transaction purpose, and destination. Review timeline depends on company data completeness, business scenario, and risk requirements.

03

Confirm supported markets, currencies, and settlement methods

Once approved, a dedicated manager confirms available settlement routes, currencies, and commercial terms.

04

Proceed to commercial pricing, testing, and live settlement

After commercial pricing and testing are complete, the live settlement workflow begins.

Submit business inquiry

Please provide your company details and partnership requirements. We will conduct an initial assessment based on your business background, transaction scenario, and target markets, and our team will follow up.

After submission, your business inquiry will be sent to the HoyaPay business team for review. We will conduct an initial assessment based on your information and business scenario, and contact you afterwards.

COMPLIANCE NOTICE

All corporate clients must complete KYB review. HoyaPay conducts compliance assessment based on company information, transaction scenario, source of funds, and destination, and reserves the final decision on whether to provide services. Actual settlement routes, available currencies, processing time, and fees are subject to the final commercial pricing and review outcome.