HOYAPAY

Crypto Card:
Spend Like Cash

Convert your stablecoins into spending power instantly. Link your HoyaPay card to Apple Pay or Google Pay and seamlessly bridge crypto and everyday payments.

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HoyaPay Virtual Card
Card Features

HoyaPay Card:
Use Globally

Simply fund your HoyaPay wallet with crypto assets and fund your card. Through Apple Pay or Google Pay, spend like a regular credit card anywhere in the world, both online and offline.

🍎
Mobile Wallet Integration
Add to Apple Pay / Google Pay with one tap. Supports contactless payments at physical stores.
🌍
Global Use
Works with international e-commerce and booking platforms. Use anywhere in the world.
💳
Instant Liquidity
Auto-convert stablecoins to spending power at the moment of purchase.
🛡️
Security & Control
Instantly freeze your card and adjust spending limits. Full protection for every transaction.
Apply NowFees & Limits
HoyaPay Card
HoyaPay Multi-Device Sync
Multi-Device Sync

Bind Once,
Sync Seamlessly

HoyaPay supports cross-platform integration. After adding your card to your phone wallet, it automatically syncs to your paired smartwatch. Whether you use iPhone and Apple Watch or Android and Wear OS, enjoy a consistent payment experience. Phone not with you? Just raise your wrist to pay.

  • ✓ Phone and watch sync in real time
  • ✓ Support Apple Wallet (iPhone and Apple Watch)
  • ✓ Support Google Wallet (Android and Wear OS)
  • ✓ Pay instantly by raising your wrist
Apple Pay
Google Wallet
Alipay

Spend Your Crypto Globally

Mobile wallet support for all your daily expenses.

🛒
Online Shopping
Use your card on major e-commerce platforms to shop globally.
🛒 📦
🍽️
Dining & Lifestyle
Pay at restaurants, cafes, food delivery and daily lifestyle expenses.
☕ 🍔
✈️
Travel & Lodging
Book global flights and accommodations anytime. Convenient online and offline.
🏠 🏨
🎮
Gaming & Tech
Purchase games, apps and digital services on major tech platforms.
🎮 🎯
📺
Subscriptions
Manage recurring payments for streaming, tools and online subscriptions.
🎵 💬
USDⒽ Rewards

Open Card, Spend, Refer
Unlock USDⒽ Rewards

USDⒽ is the reward unit in the HoyaPay ecosystem. Following activity rules, accumulate rewards through specific card opening behaviors and usage scenarios, usable for service discounts or feature unlocks (per app display).

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Note: USDⒽ is not legal tender, electronic money, or an investment tool. Activity rules, eligibility, restrictions and distribution methods may vary by region, tier and period. Please refer to app documentation for final details.

🎟️
Card Opening Bonus

After completing card setup or meeting activity requirements, earn USDⒽ rewards.

Condition-basedPer app
🛍️
Spending Rewards

Eligible card purchases earn USDⒽ (varies by category, period or tier).

Some transactions excludedRules may adjust
👥
Referral Rewards

When users you refer invite new users, earn additional USDⒽ (calculated per rules).

Not guaranteedPer app

Frequently Asked Questions

Everything you need to know about HOYAPAY is here.

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