Put Your Idle Balance to More Use

Deploy idle USDT into HoyaPay Earn tools for flexible asset management with one tap. Enjoy platform benefits while holding your assets. Whether for short-term parking or long-term allocation, HoyaPay offers transparent rates and high-liquidity plans for effortless digital asset management.

* HOYAPAY Earn is not a bank deposit or a guaranteed fixed-return product. Platform benefits may vary depending on market conditions, partner terms, asset type, and product rules. Please review the product details and risk disclosures before use.

Consolidate Idle Funds into High-Liquidity Savings

Whether for tuition, travel funds, or putting idle USDT to use, HoyaPay's flexible asset bag lets you make your funds more flexible in the simplest way.

• Flexible Operations: Deposit and redeem anytime. Keep only what you need, perfectly matching your cash flow rhythm.
• Ultra-Low Threshold: Start with a small amount of USDT, perfect for users who want to try it out first.
• Long-term Stability: Through carefully selected partner institutions and risk control models, we pursue long-term smooth and relatively stable cash flows.

* This service is a digital asset utility tool, not a bank deposit, and does not guarantee principal or returns. Actual platform benefits, fees, and redemption rules are subject to HoyaPay App and latest terms.

Invite Friends to Use Earn Services and Earn 3-Tier USDⒽ Rewards

Refer friends to join and use HoyaPay Earn services. When invited friends meet the activity conditions and complete specified operations, you will receive corresponding USDⒽ platform rewards.

3-Tier Referral Reward Explanation