1. Fee Types
HoyaPay charges various fees including transfer fees, exchange fees, and withdrawal fees. Specific fee rates are published in the App.
2. Transfer Fees
Domestic and cross-border transfer fees vary. Please refer to the fee schedule in the App for details.
3. Exchange Rates
HoyaPay exchange rates include a spread. Real-time rates are displayed at confirmation.
4. Withdrawal Fees
Withdrawals from HoyaPay to bank accounts are subject to fees based on the bank and amount.
5. Fee Adjustments
HoyaPay reserves the right to adjust fees based on market conditions. Changes will be announced in the App in advance.

