Receive USD, hold balances, convert funds, spend with your card, and withdraw — all within HOYAPAY.
Making cross-border receiving, money management, and global spending simpler.

Built for freelancers, cross-border sellers, remote teams, and global operators. Receive USD, keep balances ready, convert when needed, and use the same account for spending and payout workflows.
Get supported USD account details under your own name, so receiving funds from platforms, clients, and global partners feels clearer and more direct.
Use one account to receive USD from supported sources such as Wise, Upwork, Stripe, Amazon, PayPal, and direct business transfers, instead of spreading balances across multiple tools.
Keep your balance in USD, or convert to supported digital assets when your transfer, treasury, settlement, or wallet movement needs change.
Use your balance for HoyaPay card spending worldwide, Apple Pay or Google Pay supported scenarios, or withdraw through supported bank channels when needed.
Everything you need to know about the HoyaPay Global USD Account.
After opening your HOYAPAY Global USD Account, make your first deposit of 100 USD or more to participate in the deposit reward campaign.
Upon meeting the required conditions, the account opener receives 6 USD and the referrer also receives a 5 USD referral reward.
USDⒽ is an internal platform reward point and is not fiat currency, cryptocurrency, bank deposit, interest, or an investment return. Actual reward issuance timing, qualification conditions, and usage terms are subject to official announcements and system display.