HoyaPay Blog

Explore the latest trends in digital assets, security, and blockchain innovation.

User Guide

Getting Started with HoyaPay: The Complete Guide

Whether you're new to HoyaPay or looking to master all features, this guide takes you through account registration, verification, deposit, usage, and withdrawal.

HoyaPay × Fireblocks

HoyaPay × Fireblocks: Creating a Safer, Smoother Digital Payment Experience

In the fast-growing fintech wave, security remains the core element users care about most. As a fintech brand dedicated to the best "digital payment experience"...

HoyaPay USD Account

HoyaPay USD Account: A New Chapter in Global Payments

In an era of rapid digital economy globalization, having an account to store, use, and convert USD is no longer a luxury but a necessity for cross-border workers and freelancers.

Frequently Asked Questions

Everything you need to know about HOYAPAY.

How compliant and secure is HoyaPay?

HoyaPay adopts bank-grade security standards. We partner with top-tier compliance provider Sumsub for KYC/KYB verification and use Fireblocks for MPC wallet custody to ensure funds remain absolutely secure. Additionally, we partner with Chainalysis and TRM Labs for 24/7 on-chain risk monitoring, fully complying with international AML (Anti-Money Laundering) regulations.

How to apply for the HoyaPay Virtual Mastercard?

The application process is simple: Download the HoyaPay App -> Complete Identity Verification (KYC) -> Top up USDT -> Tap "Apply Card" in the App. Once issued, you can instantly bind the card to Apple Pay or Google Pay to start spending at Mastercard-supported merchants worldwide.

What types of payments can the USD Virtual Account receive?

Your HoyaPay USD account supports receiving payroll from US companies, commercial payments (e.g., Upwork, Freelancer, Stripe, Amazon, etc.), and bank transfers via ACH or Wire networks. This acts as a personal US offshore bank account, functionally similar to PayPal or Wise USD accounts, but with lower fees and faster speeds.

About HOYAPAY Global Financial Services

HoyaPay — Operated by Better-Pro Limited. Better-Pro Limited is registered as a Money Services Business (MSB) with FinCEN, MSB Registration Number: 31000242809657. Third-party names, logos, and trademarks referenced on this site are for identification purposes only to describe goods and services available to HoyaPay users. Unless explicitly stated otherwise, trademark holders are not affiliated with HoyaPay, Better-Pro Limited, or this website, and do not sponsor, endorse, or support this platform. All trademarks remain the property of their respective owners; such references constitute "nominative fair use" under applicable trademark law. Content on this site is for general informational purposes only and does not constitute financial, investment, or legal advice. HoyaPay is not a bank or licensed financial institution; HoyaPay is a fintech company providing platform interfaces, functional services, and account management.

USD and EUR account services provided by HoyaPay are technically supported and managed by Bridge Ventures LLC ("Bridge"). Bridge is not a bank; all underlying banking services for relevant fiat accounts are provided by Bridge's partner banks and are subject to their terms and regulatory requirements. Users should review the applicable terms and privacy policies of HoyaPay, Bridge, and partner banks to understand relevant fees, restrictions, and potential risks.