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USD Account · Real Name · Global Collection

Open a USD Account in Your Name.
ACH & Wire Transfers Made Simple.

Easily receive payouts from Wise, Upwork, Stripe, Amazon, and PayPal, as well as overseas salary payments. Consolidate all funds in one account, convert to USDT instantly, or withdraw to your bank, simplifying your financial management.

Supports ACH / Wire Collections
Account in Your Own Name
Servicing Major Global Markets
Bank-Grade Compliance & Risk Control
PETER
HoyaPay USD Account · Powered by Bridge
AVAILABLE BALANCE
$6,480.00
HoyaPay USD Account Available Balance
Receive (ACH / Wire)
+$2,150.00
Convert to USDT
$1,200.00
HOW IT WORKS

One Named USD Account Connecting Collections, Assets, and Spending

Designed for freelancers, cross-border sellers, and remote workers. Manage collections, convert to digital assets, withdraw, and spend daily—all in one interface.

STEP 1
Open a US Local USD Account
Open a HoyaPay USD account in your real name to get ACH / Wire banking details. Receiving payments from US companies or platforms feels just like a local transfer.
STEP 2
Centralize Cross-Border Collections
Use the same account details to receive payouts from Wise, Upwork, Stripe, Amazon, PayPal, and more. No need for scattered accounts; consolidate funds in HoyaPay.
STEP 3
Convert to USDT / USDC on Demand
Received USD can be converted into stablecoins like USDT or USDC via partner services, facilitating fund allocation, on-chain transfers, or moving to other wallets.
STEP 4
Flexible Withdrawal & Daily Spending
Withdraw USD or digital assets to supported bank accounts, or transfer to your HoyaPay Virtual Card. Link with Apple Pay / Google Pay to spend your earnings globally.
First Deposit Reward

Get Rewarded on Your First Deposit,
Unlock Platform Rewards USDⒽ

Complete your first deposit (ACH / Wire) via your HoyaPay USD Account. Eligible users can receive USDⒽ platform rewards according to campaign rules.
* The following is a visual demonstration. Actual thresholds and rewards are subject to official announcements and system display.

First Deposit Reward (USDⒽ)

Unlock rewards by completing your first deposit and inviting friends. Earn USDⒽ based on the campaign tiers below.

Tier 1
Deposit Reward
Participate upon first deposit
Tier 2
Referral Reward
Earn when friends meet criteria
Tier 3
Extended Reward
Extra rewards from extended network
How long does a deposit take?
It depends on the ACH/Wire network and bank processing times. Delays may occur during holidays. You can check the deposit status in the App.
When are USDⒽ rewards issued?
Rewards are typically calculated and issued after the deposit is "Successfully Credited" (subject to system confirmation). If not received, please contact support.
Open Account & Join

USDⒽ is an internal reward point within the HoyaPay platform, usable only for designated platform purposes. It does not possess the properties of fiat or cryptocurrency and cannot be exchanged, withdrawn, or transferred. USDⒽ does not constitute any form of investment return, interest, or income commitment; actual issuance conditions and usage rules are subject to campaign regulations and system display.

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Frequently Asked Questions

Everything you need to know about the HOYAPAY USD Account.

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Which platforms can I receive payments from?
We support most US local ACH transfers and Wire transfers. This includes payouts from platforms like Wise, Upwork, Deel, Google AdSense, Amazon, Stripe, and PayPal, as well as direct bank transfers from US corporate clients.
What is required to open a USD account?
You need to complete HoyaPay's KYC identity verification (Passport/ID + Face Recognition). For corporate accounts, company registration documents and shareholder information are required for KYB review.
How can I use the funds once received?
Once funds arrive, you can: 1. Hold as USD; 2. Convert to USDT/USDC for on-chain transfers; 3. Withdraw to a bank account via partner services; 4. Transfer to your HoyaPay Virtual Card for spending.