HOYAPAY
Open a USD account in minutes to receive ACH payments and global funds. Instantly convert between stablecoins and fiat, and spend via Virtual Card linked to Apple Pay / Google Pay.
Solving the pain points of collection, expensive exchange rates, and payment accessibility.
Open a dedicated USD account supporting US domestic ACH and international Wire transfers. Receive funds from Upwork, Deel, Google, Stripe, and more.
Convert USD or USDT to local currency instantly. Supports bank/e-wallet payout channels in Vietnam, India, Philippines, China, and more.
One-click card issuance supporting global online payments and subscriptions. Link to Apple Pay / Google Pay for in-store purchases.
Supporting stablecoin exchange services in over 100 countries and regions, providing a secure, fast, and low-cost cross-border digital finance experience. Users can freely switch between Fiat and USDT instantly within the platform.
Learn MoreOffering USDT Virtual Mastercards that support Apple Pay, Google Pay, and diverse online payment scenarios. Users can earn extra rewards through our referral program when friends activate their cards or make transactions.
Learn MoreWe offer diverse asset growth tools, including flexible yields and partner-provided earning products. Users can choose different yield plans based on their needs, with flexible liquidity for instant access. Plus, our referral rewards let you earn extra when friends subscribe to earn products.
Learn MoreOpen a US bank account in your own name. Supports ACH transfers for easy receipt of salary or commercial payments from WISE, PAYPAL, or other freelance platforms.
Learn MoreCrypto or fiat, activate instantly and manage your funds with ease. One App to manage all your global assets.
Learn MoreStay updated with global payment trends and crypto asset management.
Whether you're new to HoyaPay or looking to master all features, this guide takes you through account registration, verification, deposit, usage, and withdrawal.
Read More
In the fast-growing fintech wave, security remains the core element users care about most. As a fintech brand dedicated to the best "digital payment experience"...
Read More
In an era of rapid digital economy globalization, having an account to store, use, and convert USD is no longer a luxury but a necessity for cross-border workers and freelancers.
Read MoreSee how users from around the world are transforming their financial lives with HOYAPAY.
See how HOYAPAY helps freelancers and entrepreneurs worldwide.
"HOYAPAY's virtual card is so convenient! I can finally subscribe to ChatGPT Plus and Midjourney without payment barriers."
"As a freelancer, the USD account helps a lot. Clients wire directly to my US account, and speed is much faster than before."
"The interface is intuitive and smooth. Seeing daily yield earnings feels very reassuring."
"Customer service speed is amazing! Problems solved in minutes, which is crucial for me."
"Sending crypto directly to family bank accounts with transparent rates and low fees really solved a big problem."