Cross-Border Money Management for Businesses
From global collections and multi-currency fund management to stablecoin utilization, supplier payments, and cross-border settlement, HoyaPay Business helps businesses manage cross-border funds flexibly across different needs.
A Reliable Foundation for Enterprise Payments
Designed for Different Business Models
From cross-border e-commerce and import-export trade to remote team payroll, HoyaPay Business provides multi-currency payment and collection solutions for a wide range of business types.
Cross-Border E-Commerce
Unified management of multi-market collections, settlements, and supplier payments, covering marketplaces, DTC brands, and cross-border sellers.
Import & Export Trade
Supports traders, importers, and exporters with fiat and multi-currency settlements across multiple markets, reducing cross-border treasury management costs.
Overseas Supplier Payments
Make payments to overseas suppliers, service providers, and partners, supporting both local fiat and stablecoin payout rails.
Remote Team Payroll
Help businesses pay global remote employees, freelancers, and contractors while reducing the complexity of multi-market payouts.
SaaS & Platform Businesses
Suitable for high-frequency payment scenarios such as merchant disbursements, commission settlements, and subscription payments for digital platforms.
Agency Commission Settlement
Supports agency commission allocation, affiliate marketing payouts, and multi-level settlements, with payout flows configurable based on review results.
Cross-Border E-Commerce
Unified management of multi-market collections, settlements, and supplier payments, covering marketplaces, DTC brands, and cross-border sellers.
Import & Export Trade
Supports traders, importers, and exporters with fiat and multi-currency settlements across multiple markets, reducing cross-border treasury management costs.
Overseas Supplier Payments
Make payments to overseas suppliers, service providers, and partners, supporting both local fiat and stablecoin payout rails.
Remote Team Payroll
Help businesses pay global remote employees, freelancers, and contractors while reducing the complexity of multi-market payouts.
SaaS & Platform Businesses
Suitable for high-frequency payment scenarios such as merchant disbursements, commission settlements, and subscription payments for digital platforms.
Agency Commission Settlement
Supports agency commission allocation, affiliate marketing payouts, and multi-level settlements, with payout flows configurable based on review results.
Five Core Business Service Capabilities
Global Business Accounts
Support USD ACH collection and global multi-currency accounts, configured to your collection and fund-management needs.
Learn MoreCross-Border Collections & Payments
Connect with global customers, partners and cross-border funds through different collection methods such as ACH or international bank transfers.
Learn MoreMulti-Currency Treasury Management
Hold and manage supported major fiat currencies through global multi-currency accounts, with FX conversion and global fund allocation as needed.
Learn MoreFiat & Stablecoin Fund Utilization
Depending on the account plan, convert USD collections to USDT or apply FX conversion and stablecoin utilization to supported fiat currencies.
Learn MoreCorporate Fund Collection
Centrally manage collections from different markets and allocate funds as needed.
Learn MoreGlobal Business Accounts
Support USD ACH collection and global multi-currency accounts, configured to your collection and fund-management needs.
Learn MoreCross-Border Collections & Payments
Connect with global customers, partners and cross-border funds through different collection methods such as ACH or international bank transfers.
Learn MoreMulti-Currency Treasury Management
Hold and manage supported major fiat currencies through global multi-currency accounts, with FX conversion and global fund allocation as needed.
Learn MoreFiat & Stablecoin Fund Utilization
Depending on the account plan, convert USD collections to USDT or apply FX conversion and stablecoin utilization to supported fiat currencies.
Learn MoreCorporate Fund Collection
Centrally manage collections from different markets and allocate funds as needed.
Learn MoreEnd-to-End Cross-Border Fund Flow
From customer payments to corporate settlement, HoyaPay Business connects collection, FX conversion, settlement and payout in one integrated flow.
Cross-Border Collection
Local Fiat · Stablecoins
FX Conversion
Fiat ↔ Stablecoins
Multi-Currency Settlement
Cross-Border Fund Allocation
Payouts
Suppliers · Employees · Withdrawals
Cross-Border Collection
Local Fiat · Stablecoins
FX Conversion
Fiat ↔ Stablecoins
Multi-Currency Settlement
Cross-Border Fund Allocation
Payouts
Suppliers · Employees · Withdrawals
Four Core Business Payment Capabilities
From global collections and cross-border payments to multi-currency treasury management and fiat-stablecoin fund utilization, HoyaPay Business helps businesses manage cross-border funds with greater flexibility.
Cross-Border Business Payments
Connect global funds through USD ACH collection or international bank transfers based on business needs, supporting business collections, cross-border transfers, and supplier payments.
- USD ACH Collection
- International Bank Transfers
- Cross-Border Business Payments
Global Payments & Supplier Settlement
Make global payments and cross-border settlements to suppliers, business partners, and other business recipients, subject to supported markets and service eligibility.
- Global Business Payments
- Supplier Payments
- Cross-Border Settlement
Multi-Currency Treasury Management
Receive and hold supported major fiat currencies through a global multi-currency account, with flexibility for FX conversion, global payments, and treasury management.
- Multi-Currency Holdings
- FX Conversion
- Global Treasury Management
Fiat & Stablecoin Fund Utilization
Subject to business eligibility and available services, convert between supported fiat currencies and USDT / USDC for cross-border settlement and treasury management.
- Fiat & Stablecoin Conversion
- USDT / USDC Fund Utilization
- Cross-Border Settlement & Treasury
Connect global funds through USD ACH collection or international bank transfers based on business needs, supporting business collections, cross-border transfers, and supplier payments.
- USD ACH Collection
- International Bank Transfers
- Cross-Border Business Payments
Make global payments and cross-border settlements to suppliers, business partners, and other business recipients, subject to supported markets and service eligibility.
- Global Business Payments
- Supplier Payments
- Cross-Border Settlement
Receive and hold supported major fiat currencies through a global multi-currency account, with flexibility for FX conversion, global payments, and treasury management.
- Multi-Currency Holdings
- FX Conversion
- Global Treasury Management
Subject to business eligibility and available services, convert between supported fiat currencies and USDT / USDC for cross-border settlement and treasury management.
- Fiat & Stablecoin Conversion
- USDT / USDC Fund Utilization
- Cross-Border Settlement & Treasury
Flexible FX & Global Treasury Management
Manage multi-currency fiat funds based on your business needs, convert between supported fiat currencies and stablecoins, and connect funds to cross-border payments, business settlement, and global treasury operations.
All estimated amounts are indicative and non-binding, and depend on market conditions, partner capabilities, KYB and compliance review results.
Business Onboarding Process
Basic business information, business model and estimated transaction volume
Review of business identity, beneficial owners and compliance documents
AML, KYT and transaction-purpose compliance assessment
Configure settlement routes based on market, currency and use case
Enable collections, payouts and settlement after approval
Basic business information, business model and estimated transaction volume
Review of business identity, beneficial owners and compliance documents
AML, KYT and transaction-purpose compliance assessment
Configure settlement routes based on market, currency and use case
Enable collections, payouts and settlement after approval
Actual onboarding time depends on the business type, transaction purpose and review outcomes from partner institutions.
Ready to start using HoyaPay Business?
Submit a business account application. After KYB verification, access global business accounts, multi-currency payments, cross-border remittance and enterprise treasury based on account eligibility.
Business services require KYB, AML and other compliance reviews. Actual available features depend on your region, business type and review results.