USDⒽ Rewards (Platform Points)

Complete actions. Collect USDⒽ rewards.

Deposit, convert, or withdraw with HoyaPay to collect platform reward points. Eligibility, rates, and use cases are subject to what is shown in the App.

Eligibility, thresholds, rates, caps, validity, issuance timing, and applicable scenarios may change. The latest information shown in the App shall prevail.

Campaigns

As shown in the App

First Deposit (Wise / PayPal)

Up to
7.5
USDⒽ

Invite friends to complete their first deposit via designated channels, and both you and your friends can collect fixed rewards.

EligibilityFriend completes KYC and makes first deposit via designated Wise / PayPal channel
DistributionReferrer up to 7.5 USDⒽ; referee up to 5 USDⒽ (as shown in the App)

Card Referral Rewards

Up to
40%
USDⒽ

Invite friends to successfully apply for and activate a virtual card, and you can collect corresponding referral rewards.

CalculationFriend completes virtual card application + activation
DistributionCalculated by tier rules (including second-tier rewards if applicable, as shown in the App)

Card Spending Rewards

Up to
0.25%
USDⒽ

Use a HoyaPay card to complete eligible spending and collect rewards based on tier.

ConditionsUse designated cards for eligible spending (counted upon successful settlement)
Anti-abusePlatform will check abnormal transactions, circular spending, and duplicate registrations

Eligibility, rates and reward forms are subject to what is shown in the App.

How to Participate

01

Complete Tasks

Follow campaign rules to complete actions

02

Collect USDⒽ

Issued to your account after review

03

Use in Platform

Offset service fees

How to Use USDⒽ

In-app use cases

Fee offsets

May be used to offset certain platform service fees (as shown in the App).

Card-related offsets

Some card-related or feature fees may be eligible for offsets (campaign-dependent).

Campaign participation

May be used for tasks, campaigns, or upgrades in eligible campaigns (as shown in the App).

Member benefits

Some benefits and rules may vary by membership level.

USDⒽ is platform reward points. It is not cash, not fiat currency, not a crypto asset, and not an investment product. Convertibility, withdrawal, or transfer is not guaranteed. Usage is limited to eligible in-app scenarios as shown in the App.

Start Collecting USDⒽ Rewards

Download the App to view full campaign details and start collecting

Download App

Frequently Asked Questions

Not fiat currencyNot a crypto assetNot an investment productRules shown in App

USDⒽ is platform reward points within HoyaPay. It is not cash, not fiat currency, not a crypto asset, and not an investment product. Convertibility, withdrawal, or transfer is not guaranteed. Usage is limited to eligible in-app scenarios as shown in the App. Eligibility, thresholds, rates, caps, validity period, issuance timing, and applicable use cases may change. The latest information displayed in the App shall prevail.

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