Receive globally, manage multiple currencies, convert between fiat and stablecoins, and settle funds across borders—all in one app.
Receive global payments, manage digital assets, exchange currencies, and spend worldwide — all from one secure account.
Open your own global bank account with same-name receiving for greater security and transparency.
Easily move between fiat currencies and USDT or USDC with a secure and efficient experience.
Receive, exchange, spend, and withdraw funds globally through one integrated financial platform.
BUILT FOR REAL LIFE
From overseas income and cross-border commerce to global spending and everyday fund use — HoyaPay connects and manages diverse financial needs within one platform.

One account connects your global payment experience. Receive, hold, convert and spend through one seamless platform.
Explore HoyaPay's future global payment and spending experience.
From travel to digital life, use your funds wherever life takes you.
From travel to digital life, use your funds wherever life takes you.
From travel to digital life, use your funds wherever life takes you.
Apple Pay, Google Pay and Mastercard are trademarks of their respective owners.
HoyaPay is supported by leading global compliance, risk control, wallet, payments, and asset infrastructure partners.












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Our team can help you understand HoyaPay’s global accounts, cross-border payments, business finance, and product features, and help you find the right global fund management solution.