HOYAPAY

Stablecoins,actually usable.

Receive, exchange, withdraw, and spend. A unified flow connecting fiat and stablecoins in one wallet.

< 2 mins
Avg. Settlement Time
20+
Supported Assets
0
Internal Transfer Fees
< 2 mins
Avg. Settlement Time
20+
Supported Assets
0
Internal Transfer Fees
< 2 mins
Avg. Settlement Time
20+
Supported Assets
0
Internal Transfer Fees
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HOYAPAY Wallet dashboard
100 USDT Received
Successful
USDT → USD
Conversion Completed
250 USDC Sent
Completed
Three Core Capabilities

Receive, Convert, Withdraw, Spend and Transfer — All in One

The HOYAPAY Wallet centrally manages stablecoin assets such as USDT and USDC, connects directly to virtual cards and global payment scenarios, supports multiple fiat currencies and local withdrawals, and keeps every fund movement flexible.

  • Asset Management: Centrally manage stablecoins such as USDT and USDC
  • Spending Access: Connect directly to virtual cards and global payment scenarios
  • Fund Mobility: Cross-border transfers and local withdrawals
USDT / USDC asset cards
Bank-level security
Security Foundation

Institutional-Grade Digital Asset Protection

Built on institutional-grade digital asset security infrastructure using the Fireblocks MPC architecture to keep funds controlled throughout the entire process and protected to high security standards.

  • Received funds are credited directly to the account
  • Locally stored account funds are available instantly
  • Cross-border transfers, online or offline

Professional Custody Protection, Assets Under Control

Fireblocks Institutional Security Infrastructure

Fireblocks Institutional Security Infrastructure

HoyaPay uses Fireblocks institutional-grade digital asset security infrastructure, combined with MPC multi-party computation and multi-layer security controls.

eKYC Identity Verification

eKYC Identity Verification

Using Sumsub identity verification and biometric technology, quickly complete compliant user verification and prevent identity fraud.

KYT Transaction Monitoring

KYT Transaction Monitoring

Dynamic monitoring rules detect high-risk transactions, identify blacklisted addresses, issue alerts, and automatically block suspicious transfers.

AML Compliance Prevention

AML Compliance Prevention

Following standard Anti-Money Laundering (AML) measures, integrated with international financial crime databases to ensure clean and transparent fund flows.

Frequently Asked Questions

Find everything you need to know about HOYAPAY Wallet here.

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Is the HoyaPay wallet safe?
How is HoyaPay wallet different from Wise or Payoneer?
Which countries support HoyaPay wallet?
What is USDⒽ and how do I use it?
Can I withdraw funds to a bank account?