Three Core Capabilities
Receive, Exchange, Withdraw, Spend, Transfer
HOYAPAY Wallet centrally manages stablecoin assets like USDT / USDC, connects directly to virtual cards and global payment scenarios, and supports cross-border transfers and local withdrawals.
- Asset Management: Centrally manage USDT / USDC stablecoins
- Spending: Connect directly to virtual card and global payments
- Fund Flow: Cross-border transfers and local cash-out

Security Infrastructure
Institutional-Grade Digital Asset Security
Uses institutional-grade digital asset security infrastructure with Fireblocks MPC architecture, ensuring your funds are protected through multi-layer risk controls at all times.
- Receive overseas income directly
- Convert to local currency instantly
- Spend with card, transfer across borders

Professional Custody Protection, Assets Under Control
Frequently Asked Questions
Find everything you need to know about HOYAPAY Wallet here.





