Global Business Accounts
Flexible Access to Global Funds
Built for different collection and treasury needs, with USD ACH collection and global multi-currency account services connecting cross-border collections, fiat management, and stablecoin fund utilization.
Two Funding Paths for Global Businesses
Choose the right collection method and downstream fund utilization based on your collection markets and treasury needs.
USD ACH Collection
ACH → USDTFor businesses receiving USD via ACH in the U.S., with funds converted to USDT for subsequent cross-border use.
Connect USD collections to USDT for more efficient cross-border fund management.
Global Multi-Currency Account
FIAT TREASURYFor businesses that need to receive international transfers, hold different fiat currencies, and carry out FX, global payments and stablecoin fund utilization.
Hold funds in their original fiat currency, then manage FX, stablecoin conversion, and global treasury needs as required.
8 Major Account Currencies
Receive and hold major fiat currencies through a global multi-currency account, with flexibility for FX conversion, global payments, and treasury management.
International Currency Coverage
Major international currencies and currencies commonly used across Asian markets, supporting global business operations.
Cross-Border Fund Management
Multi-currency collection, holding, FX and global payments — improving cross-border fund management efficiency.
Flexible Fund Allocation
Centralize enterprise funds, improving global operational efficiency and fund allocation flexibility.
Manage Global Business Funds from Collection to Payment
Receive international payments through a global multi-currency account, hold supported fiat currencies, and manage FX, stablecoin conversion, and global payments based on your business needs.
Move enterprise funds more flexibly between fiat and stablecoins
Subject to enterprise eligibility and available services, convert fiat funds in your account to supported stablecoins, or convert stablecoins back to fiat, for cross-border settlement and fund allocation.
For diverse fund utilization
Actual availability depends on region, account eligibility and compliance review; not all enterprises can access all conversion capabilities.
Built for enterprises with real cross-border payment needs
From cross-border collection to multi-market payments, HoyaPay Business supports enterprises with genuine cross-border fund needs.
Cross-border E-commerce
Collect overseas sales revenue, hold funds in major currencies, then pay suppliers, service providers and operating expenses.
Import, Export & Trade
Collect from overseas customers and pay suppliers across markets, reducing fund switches between multiple bank accounts.
Global Service Firms
Receive service fees, consulting fees or project payments from overseas enterprise clients, then allocate and pay per business needs.
Digital Business
Manage cross-border operating funds, platform spend, marketing expenses and overseas supplier payments.
Digital Asset Businesses
Under compliance and eligible qualifications, manage enterprise fund conversion and settlement between fiat and stablecoins.
Multi-Market Operators
Consolidate multiple markets, multiple currencies and different fund uses into a more consistent enterprise fund management process.
Global Service Firms
Receive service fees, consulting fees or project payments from overseas enterprise clients, then allocate and pay per business needs.
Digital Business
Manage cross-border operating funds, platform spend, marketing expenses and overseas supplier payments.
Digital Asset Businesses
Under compliance and eligible qualifications, manage enterprise fund conversion and settlement between fiat and stablecoins.
Multi-Market Operators
Consolidate multiple markets, multiple currencies and different fund uses into a more consistent enterprise fund management process.
Not just an overseas account — a cross-border fund workflow
Accounts, payments, FX, stablecoins and business spend, integrated in one enterprise service gateway.
Account + Multi-Currency
Business account · multi-currency fund management
Collection + Payment
Local / cross-border collection · global payment
Fiat + Stablecoin
Fiat ↔ USDT / USDC
Account + Business Spend
Business card services coming soon
Reduce repeated onboarding, fund transfers and bookkeeping switches across services — concentrate the main cross-border fund capabilities in one enterprise service gateway.
Start with your global business account in three steps
Submit company details
Provide company basics, contact information and expected usage needs.
Complete KYB review
Complete the required business identity and compliance review based on jurisdiction, business type and service needs.
Open eligible services
Once review is complete, eligible accounts, currencies and related business financial services are activated.
Account and payment services may not be available in all jurisdictions; approval, same-day opening or a fixed opening timeline are not guaranteed.
Frequently Asked Questions
No. Eight account currencies do not equal local bank accounts in eight countries. The enterprise multi-currency account is located in Singapore and provided through an account plan and payment network — not local bank accounts in each country.
Ready to centralize your global enterprise funds?
Tell us your company jurisdiction, main markets and payment needs — we confirm eligible accounts and services per your qualification.